My name is Clair and I am a thirty-one year old bargain loving, money saving and penny pinching enthusiast living in Greater Manchester.
I’ve always been a bit of a savvy shopper and I’ve always had an eye for a bargain. However, during my three years at university I managed to rack up around £5000 of debt in the form of a student overdraft, credit card and New Look store card.
Stupidly, I also took out an Argos Store card and got a car on finance a few months after graduating! I was working full time but only earning around one thousand pounds a month. Dealing with high interest repayments, overdraft fees, as well as paying rent and household bills meant I had very little left at the end of the month!
Still wanting to have a social life I sat myself down one afternoon in 2010 to look for a solution. After trawling through MoneySavingExpert.com I had a plan! I shifted my debts using a 0% money transfer, claimed back old bank charges then continued to search for ways to reduce my monthly outgoings.
I started using coupons, cashback apps and discount codes. I started shopping smarter and cooking from scratch more. I joined a local market research group and at one point, I even started making and selling little wedding accessories. I basically did anything I could to boost my income and help reduce my debt.
Fast forward nine years and money saving is now a way of life for me. As a result of my thriftiness I became debt free in 2017, I got onto the property ladder in summer 2018 with my partner Shane and we are currently planning our wedding for October 2019 – on a budget of course!
Since becoming a mega money saver, I always get asked what my best money saving tip is but I always struggle to answer. That’s because there isn’t just one thing; it takes a combination of lots of little changes in your day to day spending. That’s why I created Thrifty Clair, I want to share my top tips, tricks and thrifty ways to help others start saving.
You can find lots of information over on my blog posts page and I am always happy to answer any questions you might have so feel free to send me a message!
Thrifty Clair x