Becoming a Homeowner – One Year On

Thrifty Home

This time last year I was walking into the estate agents to collect the keys to our house. After years of saving and months of paperwork, the moment I collected the keys was actually a huge anticlimax. There were no party poppers or anyone ringing a bell, not even a shake of a hand… the lady simply handed me an envelope containing a key. Despite the lack of ceremony, I was elated that the wait was finally over.

Suddenly that year has flashed by and we have made the house our home. Looking back at the whole process has made me realise that I learnt a lot, so here are my tips for anyone saving to buy, or buying, their first house…

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First time buyer? Read this!

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IMG_0065Confused by all the different ISAs out there?

I can help…

A few weeks ago a relative of mine posted a status on Facebook asking about the Help to Buy and Lifetime ISAs. Having started saving to buy my first house just over a year ago myself, I shared with her what I have learnt. That in turn led me to write this as it brought back all those worries and questions I’ve had during that time.