The Brand Swaps I Thought I’d Never Make

Today I have a guest post from Katie, who writes the blog Katie Saves, she shares lots of fantastic ways to save money and make money over on her blog. so it’s well worth a visit. As part of Non-branded November, she is sharing the brand swaps she never thought she would make. Over to Katie…

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Non-Branded Baby Products That Could Save You Money!

I am a bit clueless when it comes to baby items, luckily Corinna Nicol of The Mummy Circle has created this guest post full of helpful advice for #NonBrandedNovember. She and her members have put together what they think are the best non-branded items that could save you money along with some suggestions about when it is worth buying branded.

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Savvy Shopping – Beating the Supermarket

It’s not a coincidence that the bread and milk are nowhere near each other in the likes of Asda, Tesco and even Lidl. The idea is you have to navigate a labyrinth of temptation just to get that much-needed pint of milk and loaf of wholemeal bread.

That’s because supermarkets are designed to make you spend more! If you’re savvy enough, you can avoid paying more than you need to.

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Ten Valentines Dates for Under a Tenner!

Shane and I don’t really celebrate valentines day although we have done in the past. Instead, we use it as an excuse to eat some lovely food and drink a bit of wine. If you did want to mark the occasion but don’t want to fork out loads, here are ten things you can do for under £10!

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Savings Update

As you know, I’m currently saving to buy my first house and my money saving ways are helping me to save as much as I possibly can. This month I hit one of my targets a month ahead of schedule and I paid off my car meaning I AM DEBT FREE! For the first time in ten years I am back in the black! I am incredibly proud that I’ve been able to do this whilst renting a house and saving money. It’s not been easy but I’m sure it’ll be worth it when it comes to buying a house.

The money that was going towards my car each month will now go into the house fund. I have also stumbled across a clever way to save even more money. At the start of September I stopped taking my purse to work with me, It’s such a small change that has made a big change. It’s prevented me from making impromptu trips to the sandwich shop at lunch time and stopped me nipping to Asda on my way home. Amazingly, it’s saved me an extra £100 in just one month. It just goes to show how easy it is to spend £5 here or £10 there on impulse purchases. I am amazed how much money I must have wasted in the last by buying rubbish I didn’t actually need.

Although I am being quite strict with my savings, I am of course still allowing myself to have treats here and there. I don’t think I’d cope without any treats so things like Groupon, Clubcard vouchers and Meerkat Movies all help me to still have a good social life without it costing a fortune. My clever spending also means I can still have a night out every now and again. If it’s a friends birthday and there’s a night out planned then I know I can go, I just won’t go mad and get a tan and new outfit like I used to. It’s great because I’m not having to make too many compromises and I’m still able to enjoy myself.

I’m excited that years of hard work are finally paying off and hopefully another six months of sensible saving will give us some extra funds. My goal is to be a homeowner before I turn 30 in June and I’ve already got a bottle of pink Veuve Clicqout ready and waiting. I’m hoping I get to open it before my birthday so between now and then I’ll keep you posted on how my savings are coming along and when we finally start looking at houses. I will of course continue to share all of my bargain deals and money-saving tips as well. Let me know if you have any money saving tips in the comments below.

Happy Sunday,

 

Thrifty Clair x